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Multi-million Naira Fraud Rocks Leadway Assurance Company….. (Document Attached)

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An Abuja-based man, Jolayemi Woleola has accused an insurance firm, Leadway Assurance Company led of fraud. The company is led Tunde Hassan-Odukale.

He described the attitude and disposition of the company to his insurance claim as appalling, disappointing, annoying and frustrating.

In documents obtained by SaharaReporters, Jolayemi said Leadway Assurance Company came up with different excuses and outright lies to avoid the fulfilment of their obligation towards him.

The statement reads in part, “I entered into a vehicle insurance contract with Leadway covering my Mercedes Benz E 300 2017 model. The insured car was involved in an accident with a trailer on Kubwa express in Abuja on 23/07/2021.

“I presented my claim to Leadway after relevant documents like the police report were issued. The Leadway insurance has maliciously refused to reinstate me to the position I was in prior to the accident.

“Leadway has been coming up with excuses including outright lies to refuse the fulfilment of their obligation towards me.

“Leadway started from questioning the veracity of an accident which threatened my life to outright lies of claiming to visit the hospital where I was treated of bleeding and being told no patient was treated on that day to twisting outright glaring facts as to the value of the Vehicle prior to insuring same.

“They did not go to the hospital and they lied that they went there. When I went back to the hospital, I requested for CCTV footage of the said day that I came to the hospital, the hospital management asked me why and I showed them Leadway letter.

“The hospital said nobody came to their hospital and they said they don’t even discuss their patients’ medical reports or histories with third parties. They decided to issue a medical report to me which I sent to Leadway again.

“The company went as far as making false allegations against me just in a bid to unjustly refuse reinstating my vehicle back to the position it was before the accident.

“Even a demand that I want the vehicle fixed as opposed to being paid cash for the claim has been recalcitrantly treated by Leadway. I think it is pertinent to let the world know of the disposition of Leadway towards insurance claims as evidenced by my situation.

“The pertinent question is – with attitude such as displayed by Leadway, what is the hope for insurance and adequate/efficient service delivery in Nigeria.”

“At a time when public perception of the concept of insurance as a financial tool of protection is low and Nigerian Government’s effort to improve service delivery in the insurance sector and build confidence in the sector, the attitude and disposition of Leadway as a major player in that sector is appalling, disappointing, annoying and frustrating,” he added.

But in a letter to Jolayemi Woleola from Leadway Assurance Company, which was dated September 10, 2021 and signed by Okanke Eze of Claims Department and E.0. Soje for Divisional Director, the company accused the policyholder of breaching the “policy terms and condition guiding the principles of insurance”.

In the letter titled, ‘Re: Our Claim No: AB21C000098PM Our Policy No: PM210002781 AB Accident Involving Mercedes Benz E 300 With Reg No. RBC 123 BL on 23/07/2021 Insured: JOLAYEMI WOLEOLA,’ Leadway said it would only offer N3,769,941.56, which translates to N3,711,755.09 payment after deduction for “Less 1.75% contribution for betterment on replaced items”.

It said among other things, “You disclosed to us that the vehicle was purchased in April, 2021 while the first servicing was done in Lagos before bringing it to Abuja. However, we discovered that the vehicle was sold via auction on 08/09/2020 with primary damage to front end, secondary damage right front and airbags not reinstalled. Being an accident vehicle, the maximum sum insured value is N7,250,000.00 as against the sum insured of N15million placed on same.

“You will agree that this is misrepresentation of facts and breach of utmost good faith which goes to the root of every insurance contract and make void of the contract from inception.

“Furthermore, we observed that an estimate of repairs of N13,443 ,982.77 from Mercedes Benz, Barbados was presented to us when you know fully well that you do not have maintenance records with them. You may refer to the maintenance garage clause in your policy which states that ‘It is hereby declared and agreed that in the event of an accident involving the vehicle covered by this policy, the insured is restricted to obtaining estimate of repairs from maintenance garage engaged for regular maintenance activities or repairs for at least six (6) months prior to the incident or loss.’

“Meanwhile, we discovered that the repairs of the Mercedes Benz E 300 car was usually carried out at Dawab Auto repairs situated along Kubwa Express Abuja. Therefore, going to Barbados other than your usual repairing garage is a pointer that you want to make profit from insurance. This act is also against the principles of insurance as the purpose of insurance is to indemnify you by putting you to the position you were immediately prior to the loss.”

In another letter to Jolayemi Woleola dated October 5, 2021 and signed by Okanke Eze of Claims Department and Onasanya Mustapha for Divisional Director, Leadway Assurance Company said, “We refer to your mail of 17th September, 2021 and letter dated 15th September, 2021 respectively in which you rejected our offer of N3,769,941.56 given to you without prejudice.

“However, we have gone through all the receipts and invoices you attached to your letter under reference and it further indicates that you concealed material facts about the vehicle before insuring same with us. The implication of concealing material facts ab initio qualifies for repudiation of the claim as this makes the contract void.”

It insisted it would not improve its offer, saying, “In view of the above, we have graciously allowed the claim by giving you an offer rather than outright repudiation of the claim as such, we will not be able to improve on the settlement offer and urge you to execute the discharge voucher earlier sent to you to enable us conclude action on the claim and mark our file closed. We look forward to receiving from you shortly.”

It further said, “Please be informed that you breached the principle of utmost good faith as you made underwriters believe that you just purchased the car in April 2021 and was yet to register it with Barbados before insuring with us.

“You told us the same thing on the first and second claims. You stated in your mail of June 9, 2021 and August 13, 2021 respectively that you just purchased the car in April 2021 and did the first servicing in Lagos before bringing the car to Abuja and service lasts for 6 months which makes you not to register with Barbados before the accident happened’.

“You never mentioned to us that the car was an accident vehicle and you carried out repairs on it prior to insurance cover as evident in your mails under reference. This act is misleading as you already know that the accident vehicle you purchased via custom auction in September 2020 has a lot of issues ranging from key problems, airbags, and other internal issues that underwriters cannot see during the physical pre-loss inspection and this information was concealed.

“To further attest that you want to make profit from insurance, some of the items that are still required to fix the car now with the present damaged condition, the parts that were purchased at N50,000.00, you brought estimate from Barbados charging over N400,000.00 for same parts.

“The side mirror you replaced for N150,000.00, you want us to pay N736,215.00 and N286,693.00 for low arm that is sold for N80,000.00 at shop where you bought same before and you are aware the parts are still available. (Attach herewith is copy of estimate of repairs from Kris-Mekino Investment Co. Ltd. dated 23rd September 2021 confirming the same amount for those items). We have established from the various documents that you carried out massive repairs in Lagos with reasonable cost. It is important to note that the purpose of insurance is to indemnify you by putting you to the position you were immediately prior to the loss. The reason we gave you an offer that was adequate to reinstate the car back to its position before the purported accident.”

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Aliu Gafar delivers stellar performance as Esusu in Femi Adebayo’s Seven Doors

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By Rtn. Victor Ojelabi

The much-anticipated movie series Seven Doors by Femi Adebayo has finally premiered, currently showing on Netflix, captivating audiences with its intricate storytelling and compelling characters.

The movie begins with a haunting scene of seven women under a mysterious spell leaping to their deaths from a waterfall, setting the tone for a gripping tale that unravels in Ilara Kingdom.

The series explores various societal issues, including corruption, greed, gluttony, family values, malicious conspiracies, and the delicate balance of law and order.

Central to its plot is the calamitous fate of Oba Adedunjoye, the Onilara of Ilara, whose failure to perform traditional rites—symbolised by knocking on seven doors—unleashes devastating consequences on his kingdom.

At the heart of this chaos is Esusu, a malevolent and exiled villain whose return wreaks havoc.

Esusu, a ni ohun t’Eledumare o ni.
Eledumare o ni ika, ika ni Esusu

The character of Esusu, pivotal to the story’s depth, is masterfully brought to life by Aliu Gafar.

Gafar’s first appearance, late in Episode 2, immediately shifts the narrative, introducing a chilling force that spares no one, not even the royal family. His commanding portrayal encapsulates the essence of Esusu, a man whose wickedness defies comprehension.

The backstory reveals Esusu’s sinister pact with Ọba Adejuwọn, an ancestor of Adedunjoye.

Desperation led Adejuwon to seek Esusu’s help to evade death—a move that came at an unthinkable cost, forgetting that bi alọ ba lọ, abọ nbọ (a pendulum that swings to is still coming to swing fro).

Esusu’s return demanded not only royal treatment but the freedom to live as he pleased, challenging the very fabric of the kingdom.

Gafar embodies this complex character with remarkable precision, delivering a performance that is both chilling and unforgettable.

With almost two decades in Nollywood, Aliu Gafar has solidified his reputation as a versatile and dedicated actor.

His extensive filmography includes acclaimed productions such as Jagun Jagun, Anikulapo, Iyalode, Eefin, and Omo Ajele.

His role in Seven Doors further cements his legacy as a master of his craft, showcasing his ability to seamlessly portray multifaceted characters.

The Yoruba actor has also garnered accolades for his work, including the Best Actor award at the Dallas International Yoruba Movies Awards for his role in Peregun.

His commitment to the industry and his talent for captivating performances continue to make him a force to be reckoned with in Nollywood.

In Seven Doors, Gafar’s nuanced performance as Esusu elevates the series, demonstrating his ability to command attention and bring depth to a complex narrative.

His contribution to the Nigerian film industry remains invaluable, and his portrayal of Esusu is a testament to his enduring excellence.

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Ogun State Prominent Monarchs, Business Tycoons, Others Honor Olusho Agba At The Confession 2024

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The Olusho Agba’s confession 2024 attracted more dignitaries as three respected monarchs in Ogun honour the event by physical appearance, alongside side most prominent CEOs in Ogun.

 

The royal fathers present at the laudable event held at Continental Suits in Abeokuta include HRM Oba Oyabanji Adetunji (Oloja Of Oja Odan) HRM Oba Buhari Makinde (Oniwoye of Iwoye Land) HRM. Oba Lukmon Kuoye (Olu of Imasayi).

 

Also Chief Executive Officer of IBD Foundation, Dr. Mrs. Lara Dende, the Chief Executive Officer of Pelican Valley Nigeria Limited Amb. Dr Tunde Adeyemo and CEO of Zolakaz Oil and Gas Alh. Sanni Azeez was also present at the event.

 

The Confession 2024 features a series of content creators, comedians, singers and dancers, and artists of different fields such as Dr Smile, Hafeez Oyetoro (Simply Saka), Woli 3310, Chukwuka Jude, Babalegba

Biola Adekunle, Femi Obimodede, Ishau Abidemi, and many more.

 

Below are some pictures from the event…

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Wife drags Ex-UBA Top Shot, Samuel Eziafa Adikamkwu to court over abandonment of family, infidelity …….Petitions IGP over threat to life

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Federal Capital Territory High Court sitting in Gudu District and presided over by Justice M. Osho-Adebiyi, on Wednesday adjourned to January 19, 2025 a divorce case instituted by Mrs. Loretta Adikamkwu against her husband, Samuel Eziafa Adikamkwu, a former top official of the United Bank for Africa (UBA).

 

The mother of four, Mrs. Adikamkwu has dragged her husband of over 31 years to court for divorce over abandonment of the family for more than four years and alleged infidelity.

 

According to court document seen by our reporter with Suit number PET/073/2023, Mrs. Adikamkwu alleged that her husband packed out of their matrimonial home at Recreation Drive, Cooperative Villas, Badore, Ajah, Lagos and removed almost all his belongings therefrom (which included personal chattels, clothing and six vehicles of assorted brands) leaving behind the petitioner only vehicle (a Toyota land Cruiser) he gave to her some years back.

 

 

She further alleged that Mr. Adikamkwu withdrew all financial support and upkeep to the family, prompting her to desperately begin to dispose of all her belongings, in order to feed herself, the children and meet urgent Sundry costs, arising from the running of the home.

 

She also alleged in Paragraph 6(c) of her petition that after her husband abandoned his family, he was said to have been cohabiting with a lady called Miss Stella Umejuru with whom he regularly travels outside Lagos for business.

 

Mrs. Adikamkwu declared that her husband, who was formerly a Lecturer at Bendel State University, (now Ambrose Alli University), Ekpoma before Ndidi Elumelu, his friend, facilitated his employment by the United Bank for Africa (UBA), has no reason whatsoever not to cater for his family as he is now engaged in booming property business after leaving the bank.

 

 

 

According to the lady, who is a graduate of Bendel State University, she would have been financially independent and be in position to cater for herself and the children but for her husband who stopped her from working several years ago.

 

She stressed that because of the financial difficulties she was facing with her children she was compelled to sell the Toyota land Cruiser which her husband gave to her some years back to maintain the house that was dilapidating, settle numerous bills, including electricity and other sundry expenses.

 

The lady lamented that her husband got furious when he heard she had sold the car and he succeeded in retrieving the vehicle from a car dealer and the issue is now a subject of police investigation as some unknown persons have been stalking her and threatening her life since the family feud erupted.

 

 

However, the Respondent vehemently denies the averments contained in paragraph 6(c) of the petition and states that he does not know, neither is he acquainted with anybody ( lady) called Miss Stella Umejuru, and denies that he lives or travels with either the said lady or any lady at all.

 

The Respondent also denied the assertions contained in paragraph 6(d) of the petition and denied that he has committed adultery or that he has deserted the petitioner.

 

He admitted he is no longer living in the family house in Lagos as he had to “temporally relocate to Abuja when he secured a Contract Appointment with The Abuja Electricity Distribution Company Plc (AEDC) from 2021 to June, 2024.

 

Mr. Adikamkwu added an affidavit in response to his wife’s petition that he “is not aware that there is any debt burden on the family, but states that if there is any such debt, it is personal to the petitioner.”

 

 

Meanwhile, Mrs. Adikamkwu has petitioned the Inspector-General of Police over issues arising from the sale of the Toyota Land Cruiser which her husband gave her several years ago.

 

The letter to the IGP dated 4 October, 2024 titled “SOS-request for urgent intervention in a case of forgery, threat to lives and high handedness by officers of the Bar Beach Police Station, and Zone 2 Command, Onikan, Lagos” was written on her behalf by one of her Lawyers, Benjamin Nwaokenye, Esq of Integrity Partners law firm, Abuja.

 

Part of the letter reads: “We are solicitors to Mrs. Loretta Adikamkwu (hereinafter referred to as “Our client”, at whose behest, we act in this matter. We write to seek your urgent intervention in a looming threat to the life of our client, and a seeming case of forgery perpetrated against her, by Ojebola and Messrs, Sam Adikamkwu, Segun Ajide, Gbenga ASP Churchill of the Bar Beach Police Station, Lagos.

 

 

To put this matter in the right perspective, we are reliably informed by our aforesaid client that: (a) She was hitherto married to one Mr. Sam Adikamkwu , from whom she is now separated and now locked in a bitter judicial process, in a petition for divorce in PET/073/2023, at the High Court of the Federal Capital Territory, Gudu, Abuja).

 

“(b) The aforesaid Mr. Sam Adikamkwu, prior to the aforesaid divorce proceedings, vacated their Badore (Ajah) residence, where he hitherto resided with our client, and removed almost all his belongings therefrom (which included personal chattels, clothing and six vehicles of assorted brands) leaving behind our client, only vehicle (a Toyota land Cruiser) he gave to our client some years back, and strangely, a short machine gun, which was discovered in his wardrobe, in the course of cleaning the house, having forgotten to lock the bedroom door. ( see attached pictures)

 

The aforesaid Mr. Adikamkwu, it must be reiterated, withdrew all financial support and upkeep to our client and the family, prompting our client to desperately begin to dispose of all her belongings, in order to feed herself, the children and meet urgent Sundry costs, arising from the running of the home.

 

“In the course of disposing of her personal belongings, our client contacted one Mr. Segun Ajide, a car dealer, to assist in disposing off her Toyota land cruiser, and thereupon delivered to him, the Original custom and purchase papers of the vehicle, which the dealer demanded.

 

“Mr. Ajide sold our client’s vehicle, debited her with some colossal costs and remitted the balance to our client.

 

“Weeks afterwards, Mr. Ajide contacted our client to inform her that the vehicle had been impounded from the purchaser by Mr. Adikamkwu, with the help of one Mr. Churchill of the Bar Beach Police Station, and thereupon requested our client to intervene.

 

 

Our client insisted on intervening only if a formal invitation was sent to her, which the aforesaid persons could not procure, but resorted to harassing our client.

 

“Mr. Segun was later to inform our client that the vehicle had been released to Mr. Sam Adikamkwu by the Bar Beach Police Station

 

“Upon the request of our client to Mr. Segun Ajide for copies of all documents related to the sale, Mr. Ajide was evasive, until Mr. Adikamkwu filed his answer to our client’s petition wherein, it was discovered that several documents were forged by Mr. Ajide and the eventual purchaser Mr, Odebola, in the alleged sale without probable cause. .

 

“Prior to discovering the forgery, our client had been trailed by strange people, who at different times followed her home, and even laid siege on her place of resident at Recreation Estate Badore, forcing her to flee for her safety, to an unknown location.

 

 

Our client a few days back, received a WhatsApp invitation from the Nigeria Police Zone 2 Command, Onikan, Lagos, which directed her to meet up with someone, only whose phone numbers were stated in the invitation, but upon calling the line, our client was shocked, that the number was not allocated, causing more anxiety that, it must be a setup.

 

“Sir, our client is unable to carry on her normal business and live a normal life because, she has been living in fear for her safety, believing her life is endangered by the activities of Messrs. Adikamkwu, Ajide and Odebola, who from all indications, are behind her travails, having opted to brow’ beating her into retrieving the vehicle for them, and they are all men of means who can effectuate their threats.

 

“We are informed by our client also that, before the situation got to this dimension, Messrs. Ajide and Odebola, who from all indications, are behind her travails, had consistently called our client to know her where about, and had requested she came with them to see some policemen, without any arrest or invitation.

 

 

Sir, we solicit your esteemed indulgence to cause an investigation into this matter, to safeguard the life of our client from people who are determined to use their police friends, to intimidate and endanger our client, taking into consideration: (a) The forgeries executed by Messrs. Segun Ajide, Gbenga Ojebola and Sam Adikamkwu, using policemen from Bar Beach Police station, far removed from Ajah division of the police, in an attempt to cover same up, and revalidate their actions.

 

(b) The threat to our client’s life in the whole circumstance.

 

(d) The release of the vehicle By the Bar Beach police station, to Mr. Adikamkwu, without any probable cause.”

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